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하락]]></news:title></news:news></url><url><loc>https://www.chosun.com/economy/stock-finance/2026/10/15/ZUU3PHW6UVCN5GRB7D226GK22I/</loc><lastmod>2026-10-14T21:50:52.65Z</lastmod><changefreq>hourly</changefreq><priority>0.8</priority><news:news><news:publication><news:name>조선일보</news:name><news:language>ko</news:language></news:publication><news:publication_date>2026-10-14T21:50:52.65Z</news:publication_date><news:title><![CDATA[[단독] 서민 집 마련 돕는 ‘보금자리론’ 연체액 3년 8개월 새 3배로]]></news:title><news:keywords><![CDATA[보금자리론,대출]]></news:keywords></news:news><image:image><image:loc>https://www.chosun.com/resizer/v2/65OH7BCS3VKNNKL7GWPMCHNTQ4.JPG?auth=d6e1c815bb2850b1f014c0a5553958911fe6ff2416ed528e845e9ea09573ae49&amp;smart=true&amp;width=4222&amp;height=2773</image:loc><image:caption><![CDATA[(서울=뉴스1) 김민지 기자 = 정부가 청년들의 내 집 마련을 돕기 위해 4억원 이하 비아파트를 대상으로 청년미래보금자리론을 신설한 것을 두고 실질적 도움이 낮다는 지적이 나오고 있다.

세를 내는 대신 집을 사도록 돕겠다는 취지와 달리 빌라·오피스텔은 아파트보다 가격 상승성과 환금성이 낮아 주거 사다리 역할을 할지는 미지수다.

사진은 14일 서울 송파구 롯데월드타워에서 바라본 빌라 단지. 2026.8.14/뉴스1]]></image:caption></image:image></url><url><loc>https://www.chosun.com/english/market-money-en/2026/10/15/MJIYATUJ3RDDVF74HZNB7BJDQ4/</loc><lastmod>2026-10-14T21:51:57.004Z</lastmod><changefreq>hourly</changefreq><priority>0.8</priority><news:news><news:publication><news:name>조선일보</news:name><news:language>ko</news:language></news:publication><news:publication_date>2026-10-14T21:51:57.004Z</news:publication_date><news:title><![CDATA[Exclusive: Bogeumjari Loan Delinquencies Triple in 3 Years, 8 Months]]></news:title><news:keywords><![CDATA[Bogeumjari Loan,loan]]></news:keywords></news:news><image:image><image:loc>https://www.chosun.com/resizer/v2/65OH7BCS3VKNNKL7GWPMCHNTQ4.JPG?auth=d6e1c815bb2850b1f014c0a5553958911fe6ff2416ed528e845e9ea09573ae49&amp;smart=true&amp;width=4222&amp;height=2773</image:loc><image:caption><![CDATA[(서울=뉴스1) 김민지 기자 = 정부가 청년들의 내 집 마련을 돕기 위해 4억원 이하 비아파트를 대상으로 청년미래보금자리론을 신설한 것을 두고 실질적 도움이 낮다는 지적이 나오고 있다.

세를 내는 대신 집을 사도록 돕겠다는 취지와 달리 빌라·오피스텔은 아파트보다 가격 상승성과 환금성이 낮아 주거 사다리 역할을 할지는 미지수다.

사진은 14일 서울 송파구 롯데월드타워에서 바라본 빌라 단지. 2026.8.14/뉴스1]]></image:caption></image:image></url><url><loc>https://www.chosun.com/jp/economy-jp/2026/10/15/D6BY77JNXBGJTJKRNAKGN7M4QA/</loc><lastmod>2026-10-14T21:52:29.429Z</lastmod><changefreq>hourly</changefreq><priority>0.8</priority><news:news><news:publication><news:name>조선일보</news:name><news:language>ko</news:language></news:publication><news:publication_date>2026-10-14T21:52:29.429Z</news:publication_date><news:title><![CDATA[【独自】ボグムジャリローン延滞額、3年8カ月で3倍]]></news:title><news:keywords><![CDATA[ボグムジャリローン,融資]]></news:keywords></news:news><image:image><image:loc>https://www.chosun.com/resizer/v2/65OH7BCS3VKNNKL7GWPMCHNTQ4.JPG?auth=d6e1c815bb2850b1f014c0a5553958911fe6ff2416ed528e845e9ea09573ae49&amp;smart=true&amp;width=4222&amp;height=2773</image:loc><image:caption><![CDATA[（ソウル＝NEWS1）キム・ミンジ記者＝政府が若者のマイホーム取得を支援するため、4億ウォン以下の非マンションを対象に青年未来ボグムジャリローンを新設したことを巡り、実質的な助けにならないとの指摘が出ている。

家賃を払う代わりに住宅を買えるよう支援する趣旨とは裏腹に、ヴィラ・オフィステルはマンションより価格上昇性と換金性が低く、住居のはしご役となるかは未知数だ。

写真は14日、ソウル市松坡区のロッテワールドタワーから見たヴィラ団地。2026年8月14日／NEWS1]]></image:caption></image:image></url><url><loc>https://www.chosun.com/english/industry-en/2026/10/15/FQ5PCZYV6JC3HNAW3N5DLA6UAY/</loc><lastmod>2026-10-14T21:51:05.819Z</lastmod><changefreq>hourly</changefreq><priority>0.8</priority><news:news><news:publication><news:name>조선일보</news:name><news:language>ko</news:language></news:publication><news:publication_date>2026-10-14T21:51:05.819Z</news:publication_date><news:title><![CDATA[Seoul Monthly Rent Surges to 3 Million Won Mark]]></news:title></news:news></url><url><loc>https://www.chosun.com/economy/real_estate/2026/10/15/JAKJMRQY35GYXKQMEUBEVV2A7U/</loc><lastmod>2026-10-14T21:50:15.459Z</lastmod><changefreq>hourly</changefreq><priority>0.8</priority><news:news><news:publication><news:name>조선일보</news:name><news:language>ko</news:language></news:publication><news:publication_date>2026-10-14T21:50:15.459Z</news:publication_date><news:title><![CDATA[경험해보지 못한 ‘월세 시대’... 강북·노원·관악도 月 300만원]]></news:title></news:news></url><url><loc>https://www.chosun.com/jp/culture-life-jp/2026/10/15/L2O4P643TJCYXFFU3HSMWZBP6Q/</loc><lastmod>2026-10-14T21:54:15.274Z</lastmod><changefreq>hourly</changefreq><priority>0.8</priority><news:news><news:publication><news:name>조선일보</news:name><news:language>ko</news:language></news:publication><news:publication_date>2026-10-14T21:54:15.274Z</news:publication_date><news:title><![CDATA[チャン・ヨンラン、中国進出せず後悔]]></news:title></news:news><image:image><image:loc>https://www.chosun.com/resizer/v2/HEZTAZBRGYYDCZRVMU3DAZRTHE.jpg?auth=d30657adcdc1f92bdb9f7c6f8d1425c5abd30d7da8bd8af6157fe93178631790&amp;smart=true&amp;width=650&amp;height=300</image:loc></image:image></url><url><loc>https://www.chosun.com/entertainments/broadcast/2026/10/15/MY2GGYRSMFRDQN3GMNSDKNJSHA/</loc><lastmod>2026-10-14T21:52:55.239Z</lastmod><changefreq>hourly</changefreq><priority>0.8</priority><news:news><news:publication><news:name>조선일보</news:name><news:language>ko</news:language></news:publication><news:publication_date>2026-10-14T21:52:55.239Z</news:publication_date><news:title><![CDATA[장영란, 中 진출 안 한 것 후회 “인기 엄청 나, 채연처럼 나갈걸"···김영철 증인(‘A급 장영란’)]]></news:title></news:news><image:image><image:loc>https://www.chosun.com/resizer/v2/HEZTAZBRGYYDCZRVMU3DAZRTHE.jpg?auth=d30657adcdc1f92bdb9f7c6f8d1425c5abd30d7da8bd8af6157fe93178631790&amp;smart=true&amp;width=650&amp;height=300</image:loc></image:image></url><url><loc>https://www.chosun.com/english/world-en/2026/10/15/LP7ECNSV2BATXII2DDKUZHMTDM/</loc><lastmod>2026-10-14T21:49:12.661Z</lastmod><changefreq>hourly</changefreq><priority>0.8</priority><news:news><news:publication><news:name>조선일보</news:name><news:language>ko</news:language></news:publication><news:publication_date>2026-10-14T21:49:12.661Z</news:publication_date><news:title><![CDATA[South Korean Firms Target Philippines' $34.4 Billion AI Infrastructure Push]]></news:title></news:news></url><url><loc>https://www.chosun.com/jp/international-jp/2026/10/15/4ERGOMFXCNCZHIGT5QYA5L7QLU/</loc><lastmod>2026-10-14T21:50:40.171Z</lastmod><changefreq>hourly</changefreq><priority>0.8</priority><news:news><news:publication><news:name>조선일보</news:name><news:language>ko</news:language></news:publication><news:publication_date>2026-10-14T21:50:40.171Z</news:publication_date><news:title><![CDATA[韓国勢40社、比AIインフラ市場へ]]></news:title></news:news></url><url><loc>https://www.chosun.com/international/international_general/2026/10/15/X256A4MUTJDINHIL2ZRRGLFALY/</loc><lastmod>2026-10-14T21:48:43.549Z</lastmod><changefreq>hourly</changefreq><priority>0.8</priority><news:news><news:publication><news:name>조선일보</news:name><news:language>ko</news:language></news:publication><news:publication_date>2026-10-14T21:48:43.549Z</news:publication_date><news:title><![CDATA[필리핀 50조원 AI 인프라 시장에 韓 40곳 집결… 美 주도 공급망 재편 올라타]]></news:title></news:news></url><url><loc>https://www.chosun.com/jp/economy-jp/2026/10/15/O26D66SFXJBC5C33BUPGFJG63A/</loc><lastmod>2026-10-14T21:51:28.487Z</lastmod><changefreq>hourly</changefreq><priority>0.8</priority><news:news><news:publication><news:name>조선일보</news:name><news:language>ko</news:language></news:publication><news:publication_date>2026-10-14T21:51:28.487Z</news:publication_date><news:title><![CDATA[江北・蘆原・冠岳も家賃月300万ウォン]]></news:title></news:news></url><url><loc>https://www.chosun.com/national/people/2026/10/15/ICJULODN3BHV5IGYXWX6A3XEA4/</loc><lastmod>2026-10-14T21:48:00.743Z</lastmod><changefreq>hourly</changefreq><priority>0.8</priority><news:news><news:publication><news:name>조선일보</news:name><news:language>ko</news:language></news:publication><news:publication_date>2026-10-14T21:48:00.743Z</news:publication_date><news:title><![CDATA[“對北 대화 밀어붙이면 역효과… 한발 물러서서 기다려야”]]></news:title></news:news></url><url><loc>https://www.chosun.com/english/national-en/2026/10/15/5DAVVU7AARASHHQKPMOPG24OJQ/</loc><lastmod>2026-10-14T21:48:41.467Z</lastmod><changefreq>hourly</changefreq><priority>0.8</priority><news:news><news:publication><news:name>조선일보</news:name><news:language>ko</news:language></news:publication><news:publication_date>2026-10-14T21:48:41.467Z</news:publication_date><news:title><![CDATA[Swiss Activist Warns Against Pushing North Korea Dialogue]]></news:title></news:news></url><url><loc>https://www.chosun.com/english/world-en/2026/10/15/4LWOFPEI5FDX5I2U65NYABFJPU/</loc><lastmod>2026-10-14T21:47:02.35Z</lastmod><changefreq>hourly</changefreq><priority>0.8</priority><news:news><news:publication><news:name>조선일보</news:name><news:language>ko</news:language></news:publication><news:publication_date>2026-10-14T21:47:02.35Z</news:publication_date><news:title><![CDATA[Pope Leo XIV Diagnosed With Lung Cancer, Undergoes Surgery]]></news:title></news:news></url><url><loc>https://www.chosun.com/international/international_general/2026/10/15/3QBQ5GBB7VHFNKCBF2UBWOEKZM/</loc><lastmod>2026-10-14T21:46:44.169Z</lastmod><changefreq>hourly</changefreq><priority>0.8</priority><news:news><news:publication><news:name>조선일보</news:name><news:language>ko</news:language></news:publication><news:publication_date>2026-10-14T21:46:44.169Z</news:publication_date><news:title><![CDATA[레오 14세 교황, ‘폐암’ 진단… 오른쪽 폐 일부 절제]]></news:title></news:news></url><url><loc>https://www.chosun.com/jp/politics-national-jp/2026/10/15/QBSSPJXRJFGA5LQXYJMNMONCYE/</loc><lastmod>2026-10-14T21:48:21.258Z</lastmod><changefreq>hourly</changefreq><priority>0.8</priority><news:news><news:publication><news:name>조선일보</news:name><news:language>ko</news:language></news:publication><news:publication_date>2026-10-14T21:48:21.258Z</news:publication_date><news:title><![CDATA[「対北対話、急げば逆効果…待つべき」]]></news:title></news:news></url><url><loc>https://www.chosun.com/english/world-en/2026/10/15/FKHBQUXPUJF4ZPLIU6IOFL45ZE/</loc><lastmod>2026-10-14T21:46:23.879Z</lastmod><changefreq>hourly</changefreq><priority>0.8</priority><news:news><news:publication><news:name>조선일보</news:name><news:language>ko</news:language></news:publication><news:publication_date>2026-10-14T21:46:23.879Z</news:publication_date><news:title><![CDATA[European Youth Protest as Rent Swallows Incomes]]></news:title></news:news></url><url><loc>https://www.chosun.com/international/international_general/2026/10/15/NPM2SE7JPJFGTO56LRD7UEFJCE/</loc><lastmod>2026-10-14T21:45:53.141Z</lastmod><changefreq>hourly</changefreq><priority>0.8</priority><news:news><news:publication><news:name>조선일보</news:name><news:language>ko</news:language></news:publication><news:publication_date>2026-10-14T21:45:53.141Z</news:publication_date><news:title><![CDATA[“원룸 월세 내면 월급 통장 텅텅”… 분노한 유럽 청년들 거리로 나섰다]]></news:title></news:news></url><url><loc>https://www.chosun.com/medical/2026/10/15/TX3XFGMURFC23EWVJVMM4ACH2Y/</loc><lastmod>2026-10-14T21:45:06.874Z</lastmod><changefreq>hourly</changefreq><priority>0.8</priority><news:news><news:publication><news:name>조선일보</news:name><news:language>ko</news:language></news:publication><news:publication_date>2026-10-14T21:45:06.874Z</news:publication_date><news:title><![CDATA[잘 먹고 많이 움직이면 1년內 입원 경험 11%↓]]></news:title></news:news><image:image><image:loc>https://www.chosun.com/resizer/v2/EFMSACNTBEERJNRWVZDES7MIZI.jpg?auth=9443f0bee12c6b4a1fe03ecebff6df2a257f2e710d6de852aa1267a6c13aca54&amp;smart=true&amp;width=2698&amp;height=1672</image:loc><image:caption><![CDATA[강원도 강릉의 한 병원에 입원한 환자가 식사하고 있다. /뉴스1]]></image:caption></image:image></url><url><loc>https://www.chosun.com/english/travel-food-en/2026/10/15/VFPX3JFI4BDNFMP7CEXCYLDRTM/</loc><lastmod>2026-10-14T21:45:35.975Z</lastmod><changefreq>hourly</changefreq><priority>0.8</priority><news:news><news:publication><news:name>조선일보</news:name><news:language>ko</news:language></news:publication><news:publication_date>2026-10-14T21:45:35.975Z</news:publication_date><news:title><![CDATA[High-Quality Diet, Activity Lower Hospitalization Risk 11%]]></news:title></news:news><image:image><image:loc>https://www.chosun.com/resizer/v2/EFMSACNTBEERJNRWVZDES7MIZI.jpg?auth=9443f0bee12c6b4a1fe03ecebff6df2a257f2e710d6de852aa1267a6c13aca54&amp;smart=true&amp;width=2698&amp;height=1672</image:loc><image:caption><![CDATA[강원도 강릉의 한 병원에 입원한 환자가 식사하고 있다. /뉴스1]]></image:caption></image:image></url><url><loc>https://www.chosun.com/politics/politics_general/2026/10/15/6VCDTEORC5CFLPIBDUZLVZKSXY/</loc><lastmod>2026-10-14T21:44:01.728Z</lastmod><changefreq>hourly</changefreq><priority>0.8</priority><news:news><news:publication><news:name>조선일보</news:name><news:language>ko</news:language></news:publication><news:publication_date>2026-10-14T21:44:01.728Z</news:publication_date><news:title><![CDATA[김민석, 이달 방미 계획 무산… “美 중간선거 앞두고 조율 못 해”]]></news:title></news:news><image:image><image:loc>https://www.chosun.com/resizer/v2/GI2TMMJVMU3GIMLCMIZTOZLFGM.jpg?auth=59937cb38888b596ddb89b63cf3949851f2560063df99df432a390ba1260f7e3&amp;smart=true&amp;width=4903&amp;height=3269</image:loc><image:caption><![CDATA[김민석 더불어민주당 대표가 14일 서울 여의도 국회에서 열린 최고위원회의에서 발언하고 있다. 2026.10.14 ⓒ 뉴스1 신웅수 기자]]></image:caption></image:image></url><url><loc>https://www.chosun.com/english/national-en/2026/10/15/U7CJJ7GE5VBBFBMKOV6DBKFMAA/</loc><lastmod>2026-10-14T21:44:26.499Z</lastmod><changefreq>hourly</changefreq><priority>0.8</priority><news:news><news:publication><news:name>조선일보</news:name><news:language>ko</news:language></news:publication><news:publication_date>2026-10-14T21:44:26.499Z</news:publication_date><news:title><![CDATA[Democratic Party Leader Kim Postpones U.S. 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